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Health, Life, & Medicare Insurance Made Easy!
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What We Offer:

We Make Obtaining the Right Healthcare Coverage at The Right Price, Easy!

Having The Right Healthcare Coverage Is the Key to Quality of Life and Avoiding Financial Disasters. You Can Achieve That Through Our Expert Guidance and Affordable Healthcare Insurance Products and Services.


For Over 9 Years, We Have Helped Thousands of Families Avoid Financial Disasters by Offering the Right Health, Medicare, Life, And Other Insurance Products.


Why Choose Us?

Based on Your Needs, We Shop All Available Options to Find You the Right Plan at The Right Price.

Insurance Rates Are Fixed by Law; You WILL NOT Find a Better Rate Elsewhere. Our Services Are Completely FREE. 


Our Business Model Is “Doing Right by Clients,” – Meaning, We Will Help You Obtain the Right Coverage, Even If It Means Sending Your Business Elsewhere. We Take Your Wellbeing Seriously.

Best Rate and Satisfaction Guaranteed!

Our Process:

3 Simple Steps


Evaluate Your Needs

Our process starts with having a candid conversation with you regarding your and your family’s healthcare. Then, we explore your needs and situation. Finally, we will conduct a complete analysis of your healthcare situation and share the results with you, outlining the potential gaps and risks.  


Customized Quote

Based on your unique needs and situation, we will shop all available options to find you a customized solution. We will explain the details in simple understanding terms.


Obtain Coverage

We will complete the enrollment and send the policy out to you based on your final selection. We conduct regular follow-ups to ensure your satisfaction.

134 + Carriers with Over 14,000 Plans!


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Happy Customers

As a family-owned small business, We Value Our Clients; your well-being is our # 1 Priority.

As an Independent Broker, We Do Not Work for The Insurance Companies; Instead, We Work for You.


We Shop All Available Options, Finding You the Best Plan at The Best Price.

If We Do Not Have the Right Plan, We Will Gladly Point You in The Right Direction, Even If It Means Sending the Business Elsewhere.

3,000 +








Young Family
Home: Testimonials

“I am a refugee from Iraq in Spokane WA area. I didn’t know how to get insurance and my English is bad. I couldn’t find anyone to help me. I had a translator speak with Ricky and he was kind and helped me get coverage through Washington Apple Plan (Medicaid). Ricky told me he doesn’t get paid for Medicaid, but he would still help me. When he asked me to write something nice for him, I asked my co-worker to write an email for Ricky.

B. Polus – Spokane, WA.

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Home: Online Quote

Free Online Quote:

You agree that a licensed agent may contact you by submitting the information. Information provided is free, and there is no obligation to purchase.

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Our Medicare Insurance products are offered in all Colorado counties and other states. Plan availability,  qualification, requirement, and restrictions apply. Please speak with a licensed agent for details at 1 (720) 744-0065. We do not offer every plan available in your area. Therefore, any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all your options.

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