Affordable Critical Illness Insurance
Plans Starting at $17 / Month.
Critical Illness Insurance Provides You With Cash When You Need It. You Choose How To Spend It. So, You Can Focus On Getting Well.
Having Adequate Critical Illness Coverage Is A Key To Future Financial Planning Process; You Can Achieve It Through Our Expertly Guided Critical Illness Insurance Plans.
Why Critical Illness Insurance?
The Problem
You Need Immediate Financial Help.
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The Expenses
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Loss of Income
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Child Care
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Lifestyle Change
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Special Medical Needs
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Fewer Savings and Retirement
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Insurance Deductibles Coinsurance Payments
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Money to “Tide a Family Over”
The Solution
Critical Illness Protection That Pays a Lump Sum Benefit Directly to You Upon First Diagnosis of a Critical Illness.
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Cancer
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Major Organ Transplant
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Heart Attack
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Total Loss of Eyesight
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Stroke
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Total Loss of Hearing
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End Stage Renal (Kidney) Failure
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Coronary Artery Bypass Surgery
Optional Return On Premium Rider
If you don't suffer a critical illness by a certain age or death, you / beneficiary gets all the premiums back.
134 + Carriers with Over 14,000 Plans
Who Needs Critical Illness Insurance?
Those covered by a high-deductible health plan may need assistance funding the deductible in the event of a significant illness. Critical illness insurance can help pay the deductible, out-of-pocket cost, or cost of specialty drugs and other expenses.
People close to retirement could see a lifetime of financial preparation wiped out by a severe medical condition. Critical illness insurance can help you meet financial obligations without having to dip into savings, an IRA, or 401K.
The impact of a severe medical condition may also be felt in the form of lost wages for both the patient and the caregiver. This may make it difficult for a family to afford college tuition for a child, fund retirement, or even remain in the family home.
Modern Medical Technology Makes Survival A Reality. However, What About Your Financial Survival?
Importance Of Critical Illness Coverage
Heart Attack
· 70,100,000 Americans have one or more types of cardiovascular disease.
· There are 14 million heart attack survivors in the U.S.
· 1.4 million heart attacks occur each year - that's one every 33 seconds.
· Since 1968 death from a heart attack has decreased 60%, most people survive.
Cancer
· There are 9.6 million cancer survivors in the U.S.
· 1.3 million new cases of invasive cancer last year.
· More than 63% survive at least five years.
Stroke
· About 700,000 Americans will have a stroke this year - that's one every 45 seconds.
· Stroke is our nation's No. 3 killer.
· Stroke is the leading cause of severe, long-term disability.
Survival Rate
· Heart Attack 60% Survival
· Stroke 70% Survival
· Breast Cancer 87% Survival
· Prostate Cancer 98% Survival
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Disclaimer: Plan requirements, qualifications, restrictions, and availability apply. Please speak with a licensed agent for details. Call Us (720) 744-0065
We offer critical illness insurance nationally – local Colorado market (all counties)