Image by National Cancer Institute

Affordable Critical Illness Insurance

Plans Starting at $17 / Month. 

Critical Illness Insurance Provides You With Cash When You Need It. You Choose How To Spend It. So, You Can Focus On Getting Well.

Having Adequate Critical Illness Coverage Is A Key To Future Financial Planning Process; You Can Achieve It Through Our Expertly Guided Critical Illness Insurance Plans.

Why Critical Illness Insurance?

The Problem
You Need Immediate Financial Help.

  • The Expenses

  • Loss of Income

  • Child Care

  • Lifestyle Change

  • Special Medical Needs

  • Fewer Savings and Retirement

  • Insurance Deductibles Coinsurance Payments

  • Money to “Tide a Family Over”

The Solution

Critical Illness Protection That Pays a Lump Sum Benefit Directly to You Upon First Diagnosis of a Critical Illness.

  • Cancer

  • Major Organ Transplant

  • Heart Attack

  • Total Loss of Eyesight

  • Stroke

  • Total Loss of Hearing

  • End Stage Renal (Kidney) Failure

  • Coronary Artery Bypass Surgery

Optional Return On Premium Rider

If you don't suffer a critical illness by a certain age or death, you / beneficiary gets all the premiums back.

134 + Carriers with Over 14,000 Plans

Who Needs Critical Illness Insurance?

Those covered by a high-deductible health plan may need assistance funding the deductible in the event of a significant illness. Critical illness insurance can help pay the deductible, out-of-pocket cost, or cost of specialty drugs and other expenses.


People close to retirement could see a lifetime of financial preparation wiped out by a severe medical condition. Critical illness insurance can help you meet financial obligations without having to dip into savings, an IRA, or 401K.


The impact of a severe medical condition may also be felt in the form of lost wages for both the patient and the caregiver. This may make it difficult for a family to afford college tuition for a child, fund retirement, or even remain in the family home.

Modern Medical Technology Makes Survival A Reality. However, What About Your Financial Survival?

Importance Of Critical Illness Coverage


Heart Attack

· 70,100,000 Americans have one or more types of cardiovascular disease.
· There are 14 million heart attack survivors in the U.S.
· 1.4 million heart attacks occur each year - that's one every 33 seconds.
· Since 1968 death from a heart attack has decreased 60%, most people survive.


· There are 9.6 million cancer survivors in the U.S.
· 1.3 million new cases of invasive cancer last year.
· More than 63% survive at least five years.


· About 700,000 Americans will have a stroke this year - that's one every 45 seconds.
· Stroke is our nation's No. 3 killer.
· Stroke is the leading cause of severe, long-term disability.


Survival Rate

· Heart Attack 60% Survival

· Stroke 70% Survival

· Breast Cancer 87% Survival

· Prostate Cancer 98% Survival



Disclaimer: Plan requirements, qualifications, restrictions, and availability apply. Please speak with a licensed agent for details. Call Us (720) 744-0065

We offer critical illness insurance nationally – local Colorado market (all counties)