Affordable Life Insurance Plans

Select Life Insurance Option

Having the Right Life Insurance Is Key to Preventing Your Family’s Financial Future, and It’s Attainable Through Our Customized Life Insurance Products.

Based on Your Family’s Financial Needs, We Shop Hundreds of Carriers to Find You the Right Plan at The Right Price.

For over 7 years, we have saved hundreds of families from such financial disasters. Based on your financial needs, we customize your life insurance with riders to bridge the gaps

Highlights

Simplified Issued with No Medical Exam Policies Available with Coverage Up To $2M
High Net Worth Life Insurance Up to $20M
Best Rate Guarantee
Optional Riders: Living Benefit, Return on Premium (ROP), Disability Benefits, Critical Illness, Long-Term Care, etc.
Save Up To 80% On Life Insurance

Why Us?

We shop for the best rate and benefits and find the right policy at the right price. Most brokers will sell you a policy with the highest compensation.
We make obtaining life insurance easy
Based on your health condition, we place the policy with the right carrier/s. If you get turned down for life insurance, you don’t get turned down if it goes on Medical Information Bureau (MIB) a permanent record and becomes extremely difficult to obtain life insurance.

What is Return of Premium (ROP)?

Life insurance with (ROP) option, you get all your premiums back (at the end of the term) if you don’t use the death benefit.

134 + Carriers with Over 14,000 Plans

Life Matters

Death is a subject no one wants to think about, but it’s a fact of like. If someone depends on you financially, you must take action to protect that loved one. In the event of a tragedy, life insurance proceeds can:

· Pay for funeral costs.

· Help pay the bills and meet ongoing living expenses.

· Pay off outstanding debt, including credit cards and mortgage.

· Continue a family business.

· Finance future needs like your children’s education.

· Protect a spouse’s retirement plans.

When you want to provide financial security to those who matter most to you, life insurance is an excellent place to start. It can protect your loved ones by providing a death benefit, so they have one less thing to worry about during tough times. Some policies also build cash value you can use if you need it.

Term Life Insurance

Term life insurance provides coverage for a defined number of years. You pay a fixed premium for a policy that covers you for a specific period and pays out a set amount if you die within this period. Term Life insurance is the most basic life insurance; it’s also typically the most affordable.

Term Life Insurance Highlights

Coverage Term: 10,15, 20, 25, or 30 years Premiums: Stay the same for the duration of the selected term.
Cost: $Low Death Benefit: Fixed Cash Value: No

Whole Life Insurance

Whole life insurance offers a lifetime of protection. Unlike term insurance, some Whole life insurance products can build cash value that you may be able to borrow against to pay for things like home renovations or children’s college education.

What Is the Cash Value?

Cash value accumulation within a Whole life insurance policy can occur when a percentage of your premiums are directed to a cash-value account. A whole life cash value account can earn a guaranteed minimum interest rate. Withdrawals or loans may reduce the death benefit, and cash value may affect how long the insurance contract is in effect and may have tax consequences. For loans, interest may be charged.

Additionally, some whole life insurance products pay dividends to policyholders.

Whole Life Insurance Highlights

Duration of Coverage: Life
Premiums: Typically stay the same for the duration of the insurance
Cost: $$*
Death benefit: Fixed
Cash Value: Yes